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You can find interior designers and architectural firms in your area by searching for them online. For instance, your "need" list could include new countertops and a new stove, while your "want" list could include new bathroom fixtures and backsplash. The basics include a roof that doesn’t leak, functioning gutters and downspouts, a dry basement, a reliable furnace, solid floors, and walls and retaining walls that are in good repair. There is no need to worry about post-closing costs like inspections, permit fees, architectural or engineering drawings, and the supplemental origination fee. Karp recommends working with people who will share costs with you upfront. A cash-out refinance involves replacing your mortgage with a new, higher loan. Because your new mortgage is higher, you’ll pocket the difference, or in this case, put it toward Home Renovation s. Another great home remodeling idea is to create more usable space out of your existing furniture, through o